Top 10 College Student Investments: How to Start with Little

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The less money you have, the less options you usually have. However, for the average college student, there are still a few college student investments for them to start despite the limited budget. The earlier you start, the earlier you’ll arrive. Of course, the journey is different for everyone but for those who want to seriously start saving, here are a few tips.


college student investments
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What are 10 ways to save money?

1. Stocks

If you are willing to learn and understand trends and trade, investing in a bit risky stocks is okay. However, for those that just want to leave their money somewhere and let it grow, it would be better to look for the right timing to buy blue chip companies.


2. Real Estate

One possible thing to do is to sub rent a property out. If you are living around the campus and see a strategic house for rent around, see if you could rent the whole house and sub rent the rooms.


3. Skills

Invest in extra skills like trading, writing, public speaking, or anything that you think would be useful. This is still the best investment ever.


4. Renting out

Let’s say you won’t need your car for this or that amount of time, why not rent it out? Or how about those musical instruments? Or other items like an extra PC?


5. Side business

Having an after-school business is a good side hustle to earn. It doesn’t have to be anything crazy like making a website or an app, selling paper, notebooks, ballpens, or even food on campus is already good enough.


6. Mutual funds

Although the growth is slow, some mutual funds still appreciate through time and although 4% per year might not be exciting, it is still growth otherwise.


7. Lending

If you have extra money and people you know can pay you needing to borrow cash, try lending out money at a fair interest.


8. Collections

Pokemon cards? Jewelry? It really depends. Collect something you know would appreciate in value and not another trend.


9. Retirement accounts

It’s good to prepare for retirement at an early age. It doesn’t have to be anything crazy, even $100 a month is already a big amount. However, this depends on the available options.


10. Work up your credit score

The older you get, the more things you’ll need to buy through credit. Exercising your credit score would allow you to get better deals for better purchases later on.


What is the best way to save money?

Basically being wise with spending is still the best way to save money. It’s not always how much you make, it’s how much you save.


Also check out: Top 10 Best Ways to Save Money in 2021: “COVID” Times

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